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WHO DO I REPORT THE CLAIM TO?
Any claim, including lawsuits, IHRC
complaints, and EEOC complaints that you receive by another person filing a claim
against your entity or a claim that you file with ICRMP must be reported to:
HOW DO I REPORT A CLAIM?
If you cannot complete
the claim online, use an ICRMP "NOTICE OF LOSS" form. The forms are available
on our website and photocopies can be made from the information provided.
The
most important item we need is a general description of what happened, in your own
words, in order to determine the coverage that will apply.
WHAT HAPPENS ONCE ICRMP RECEIVES
THE CLAIM?
Once the claim has been
reviewed by the claims manager for assignment and coverage, claims personnel will
start the investigation. We make every
attempt to contact you within 24 hours after we have received the claim.
If the claim involves a person filing a claim against your entity, we will
also try to contact them within 24 hours.
After the investigation is complete, the claims person handling your claim will
contact you with a recommendation as to how the claim will be handled.
IF A PERSON IS INJURED ON OUR PROPERTY, DO THEY HAVE TO FILE A CLAIM FOR DAMAGE?
Not always.
If someone is injured, other than an employee, on your premises, by all means
see that the injured person receives adequate first aid treatment.
There is coverage under the ICRMP policy called
PREMISES MEDICAL PAYMENTS to take care of emergency situations with a limit
of $5,000. In these instances where an employee has witnessed such an event and
is assisting the injured party, a "Claim for Damage" form is not required to be
completed by the injured person. However,
if the injured person is claiming more injuries or injuries in excess of the $5,000,
then they will need to file a claim against your entity.
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